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So this year, we are setting up a sales target of this kind of an insurance product to RMB10 billion. So, for your second question regarding the thee margins of the business, I would like to mention that we are actually the only insurance company in the industry that propose to adopt this kind of a business structure transformation since last year. So, the reason for, or the rationale for such changes is that we realize that under the current macro-economic environment, given the economic downturn and the downward pressure on the investment gain, the insurance companies can no longer rely on the industry margin in the future, as would they traditionally. So since last year, we adopted this kind of strategic transformation and increasingly rely on the [mortality surplus], basically from our critical illness product. So, back in the second half of 2015, with the support of our key shareholder, Swiss Re, we actually reviewed all the historical critical illness policies that we offered since the launching. So we actually spent half a year reviewing all the policies and came out with the conclusion that the actual mortality rate is only 80% of the assumed result. So, based on this kind of conclusion, we launched our protection type products and the critical illness products in high confidence. So, as the proportion of such products increase over the coming years, we believe that the risk of our business structure is going to be lower. End of the last year, we actually gained 15% on (inaudible) on this kind of product. Sir, you're going to see marginal difference. So you may also notice that by 2015, we were actually increasing the losses in the [three margins]. So that's why in the past year we actually proposed the key goal of the Company is to reduce the losses on the fee margin, driven by our single premium businesses. So, back in 2016, our losses on the fee margin actually reduced 40%. So that basically surpassed my original goal of settling the [three margins] losses in the next five years. I think we can now be very competent that this goal may be achieved in the next three years. So, I believe in the next three years our product structure can be significantly optimized by improving our three margins of the business.
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