William says: “When I work from home, my daughter gets the bus to school, so for freelancers I can see the appeal of Cuvva. The Sharers product seems a bit pricey, but the process is hassle-free. “When my sister-in-law visited, it wasn’t easy to put her on my policy for a short period, although it was cheaper. I guess you have to consider the price you put on your time, too. “The fewer hours you drive, the more appealing For Owners becomes.” Had William not shopped around to get a significantly cheaper quote, Cuvva would have only been £100 more than the renewal quote from his current insurer. Eddie, 25, doesn’t need to commute to work in his 2005 Ford StreetKa. Working four days on, four days off, he reckons he does about 16 hours of driving a month in all. His last quote included an accident in 2015. Without a no-claims bonus, the “black box” policy quote was an unaffordable £3,200. Eddie discovered Cuvva when searching the app store for short-term insurance so he could drive his dad’s car.
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